Do you have insurance coverage in place if you or your spouse were to pass? Do you or your spouse have a policy in place to cover the balance of your mortgage and other expenses? Do you own a business with a partner? What if your business partner were to pass without a buy-sell agreement in place? You may not have the available funds to cover the purchase of your partners portion of the business. This means a part of the business may go to your partners spouse or children. Insurance coverage is always important to have, whether it’s for your family or your business, not before things go bad, such as a pandemic. We specialize in leveraging insurance and tailoring policies specific to your family and business.